Skip to main content
#
Call Us Today!
our facebook page linkdin

Long Term Care

What is 'long-term care'?

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.” 
 
Long-term care isn’t a very helpful name for this type of situation because, for one thing, it might not last for a long time. Some people who need ADL services might need them only for a few months or less.
 
Many people think that long-term care is provided exclusively in a nursing home. It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.
 
Assistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because Medicare and most private health insurance pays only for skilled care–not custodial care.


 


 

Quick Quote Request 
Send To Agent
    Contact Us

    Hartman Insurance Solutions
    13636 Ventura Blvd., Suite 484
    Sherman Oaks, CA 91423

    ​Phone: 866-333-8647
    Email Us

    our facebook page linkdin

    CA Insurance License No. 0E56006

    Terms & Conditions | Copyright | Privacy Policy
    © Hartman Insurance Solutions

     

     

     

    Insurance Websites
    Insurance Web Designs - insurance websites | webmail login | admin login